๐Ÿ“ AI Startup

AI Startup: Investment

P
Author
PyLand Team
๐Ÿ“…
Published
03.04.2026
โฑ๏ธ
Reading time
2 min
๐Ÿ‘๏ธ
Views
405
๐Ÿ†
Level
Expert

Investment is money in exchange for equity. The earlier the round, the smaller the amount โ€” and the more expensive each percentage of equity.


Funding Rounds

Round Amount Equity Stage
Bootstrapping 0โ€“50K 0% Idea
Friends & Family 10Kโ€“100K 5โ€“15% Prototype
Angel 50Kโ€“500K 10โ€“20% MVP
Seed 500Kโ€“2M 10โ€“25% First customers
Series A 2Mโ€“15M 15โ€“25% Scaling
Series B 10Mโ€“50M 15โ€“20% Rapid growth
Series C+ 50M+ <20% Global expansion

Key Formulas

Startup valuation:

# Revenue Multiple โ€” most common method for SaaS
def valuation_by_arr(arr, multiple=10):
    """ARR ร— multiplier. Typical multiple = 5โ€“15x."""
    return arr * multiple

# Example: ARR $120K โ†’ valuation $1.2M
print(valuation_by_arr(120_000, multiple=10))  # 1 200 000

Equity dilution:

def dilution(current_equity, equity_sold_pct):
    """Founder's stake after selling equity_sold_pct%."""
    return current_equity * (1 - equity_sold_pct / 100)

# Seed: sold 20%, Series A: another 25%, Series B: another 20%
equity = 100
equity = dilution(equity, 20)   # 80.0%
equity = dilution(equity, 25)   # 60.0%
equity = dilution(equity, 20)   # 48.0%
print(f"Founder's stake after three rounds: {equity:.1f}%")

Post-money valuation:

Post-money = Pre-money + Investment
Investor equity = Investment / Post-money ร— 100%

Metrics Investors Care About

Category Metric Good benchmark
Traction User growth >20% MoM
Revenue MRR / ARR $10K+ MRR for Seed
Unit Economics LTV / CAC >3x
Retention Churn rate <5% per month
Margin Gross margin >70% for SaaS
def ltv_cac(avg_revenue, churn_rate, acquisition_cost):
    """LTV/CAC โ€” the key unit economics metric."""
    ltv = avg_revenue / churn_rate if churn_rate else float("inf")
    ratio = ltv / acquisition_cost if acquisition_cost else float("inf")
    return {"LTV": ltv, "CAC": acquisition_cost, "ratio": ratio,
            "status": "Good" if ratio > 3 else "Need improvement"}

print(ltv_cac(avg_revenue=120, churn_rate=0.10, acquisition_cost=30))
# LTV=1200, CAC=30, ratio=40.0, status=Good

When to Raise Investment

  • Don’t raise without a product and first users โ€” nobody will invest
  • Seed โ€” you have an MVP, 100+ users, first revenue
  • Series A โ€” MRR $10K+, 3x+ growth over the year, clear unit economics
  • Don’t sell >25% in Seed โ€” by Series B the founder’s stake will be too small

Your reaction to the article

๐Ÿ’ฌ Comments (0)

๐Ÿ” Sign in to leave a comment
๐Ÿšช Login
๐Ÿ’ญ

No comments yet

Be the first to share your opinion about this article!

๐Ÿ”— Similar

Similar articles

Continue learning with these materials

๐Ÿ“

AI Startup: Basics

An AI Startup is a young company building a product powered by artificial intelligence.

๐Ÿ“… 03.04.2026 ๐Ÿ‘๏ธ 435
๐Ÿ“

AI Model Basics

An AI model is a program that learns from data and makes predictions.

๐Ÿ“… 03.04.2026 ๐Ÿ‘๏ธ 402
๐Ÿ“

AI Startup: Competitive Analysis

Knowing your competitors means understanding your place in the market and finding your differentiator.

๐Ÿ“… 03.04.2026 ๐Ÿ‘๏ธ 410

Did you like the article?

Subscribe to our updates and be the first to receive new articles. Grow with PyLand!